To Lease（租赁） or Not to LeasePlanning to lease a car because you don't think you can afford to buy? Think again. Leasing can end up being just as expensive as buying.Most people think about leasing because they believe it will cost them less money. They're right-it is cheaper, but only in the short term. For example, if you were to lease anew Subaru Forester, you might pay $300 per month for the car. If you were to buy the same car, you would pay about $400 per month. Over a three-year, you would save $3600-a big savings. But after your lease is over, you have to give the car back.Many people want to lease because they can drive a more expensive car than they might otherwise be able to afford. For example, if you spend $300 monthly on a car, you might be able to lease a new Ford Explorer. For the same price, you might have to buy a used Explorer, or buy a new but much less expensive model. A lease， therefore， allows you to drive the latest models of more expensive cars. However, whatever car you can afford to buy you get to keep it, and it will always have a resell or trade-in（以新旧换）value if you want to upgrade to a new car later.Furthermore, people who lease cars are often shocked by how much they must pay when the lease is over . Most leases limit you to a certain number of miles. If you go over that, you must pay for each mile. As a result, you may end up paying thousands of dollars in mileage（里程） fees. In addition, when you lease,you have to pay for regular maintenance and repairs to the vehicle. Since you must return the car finally, you are paying to repair someone else's car.By now, the benefits of buying over leasing should be clear. Remember: whatever model you can afford to buy, it is yours after you make the payments. There's no giving back, and that makes all the difference.7. People often pay more than they expect for a lease.

To Lease（租赁） or Not to LeasePlanning to lease a car because you don't think you can afford to buy? Think again. Leasing can end up being just as expensive as buying.Most people think about leasing because they believe it will cost them less money. They're right-it is cheaper, but only in the short term. For example, if you were to lease anew Subaru Forester, you might pay $300 per month for the car. If you were to buy the same car, you would pay about $400 per month. Over a three-year, you would save $3600-a big savings. But after your lease is over, you have to give the car back.Many people want to lease because they can drive a more expensive car than they might otherwise be able to afford. For example, if you spend $300 monthly on a car, you might be able to lease a new Ford Explorer. For the same price, you might have to buy a used Explorer, or buy a new but much less expensive model. A lease， therefore， allows you to drive the latest models of more expensive cars. However, whatever car you can afford to buy you get to keep it, and it will always have a resell or trade-in（以新旧换）value if you want to upgrade to a new car later.Furthermore, people who lease cars are often shocked by how much they must pay when the lease is over . Most leases limit you to a certain number of miles. If you go over that, you must pay for each mile. As a result, you may end up paying thousands of dollars in mileage（里程） fees. In addition, when you lease ,you have to pay for regular maintenance and repairs to the vehicle. Since you must return the car finally, you are paying to repair someone else's car.By now, the benefits of buying over leasing should be clear. Remember: whatever model you can afford to buy, it is yours after you make the payments. There's no giving back, and that makes all the difference.8.People need to pay for each mile they drive during the lease.

To Lease（租赁） or Not to LeasePlanning to lease a car because you don't think you can afford to buy? Think again. Leasing can end up being just as expensive as buying.Most people think about leasing because they believe it will cost them less money. They're right-it is cheaper, but only in the short term. For example, if you were to lease anew Subaru Forester, you might pay $300 per month for the car. If you were to buy the same car, you would pay about $400 per month. Over a three-year, you would save $3600-a big savings. But after your lease is over, you have to give the car back.Many people want to lease because they can drive a more expensive car than they might otherwise be able to afford. For example, if you spend $300 monthly on a car, you might be able to lease a new Ford Explorer. For the same price, you might have to buy a used Explorer, or buy a new but much less expensive model. A lease， therefore， allows you to drive the latest models of more expensive cars. However, whatever car you can afford to buy you get to keep it, and it will always have a resell or trade-in（以新旧换）value if you want to upgrade to a new car later.Furthermore, people who lease cars are often shocked by how much they must pay when the lease is over . Most leases limit you to a certain number of miles. If you go over that, you must pay for each mile. As a result, you may end up paying thousands of dollars in mileage（里程） fees. In addition, when you lease ,you have to pay for regular maintenance and repairs to the vehicle. Since you must return the car finally, you are paying to repair someone else's car.By now, the benefits of buying over leasing should be clear. Remember: whatever model you can afford to buy, it is yours after you make the payments. There's no giving back, and that makes all the difference.9. Leasing companies pay for repairs to the leased cars.

To Lease（租赁） or Not to LeasePlanning to lease a car because you don't think you can afford to buy? Think again. Leasing can end up being just as expensive as buying.Most people think about leasing because they believe it will cost them less money. They're right-it is cheaper, but only in the short term. For example, if you were to lease anew Subaru Forester, you might pay $300 per month for the car. If you were to buy the same car, you would pay about $400 per month. Over a three-year, you would save $3600-a big savings. But after your lease is over, you have to give the car back.Many people want to lease because they can drive a more expensive car than they might otherwise be able to afford. For example, if you spend $300 monthly on a car, you might be able to lease a new Ford Explorer. For the same price, you might have to buy a used Explorer, or buy a new but much less expensive model. A lease， therefore， allows you to drive the latest models of more expensive cars. However, whatever car you can afford to buy you get to keep it, and it will always have a resell or trade-in（以新旧换）value if you want to upgrade to a new car later.Furthermore, people who lease cars are often shocked by how much they must pay when the lease is over . Most leases limit you to a certain number of miles. If you go over that, you must pay for each mile. As a result, you may end up paying thousands of dollars in mileage（里程） fees. In addition, when you lease ,you have to pay for regular maintenance and repairs to the vehicle. Since you must return the car finally, you are paying to repair someone else's car.By now, the benefits of buying over leasing should be clear. Remember: whatever model you can afford to buy, it is yours after you make the payments. There's no giving back, and that makes all the difference.10.The author advises people to buy an affordable car.

Mental Illness Hits Small Business Owners HardWhile there is a growing focus on mental health in the workplace, there are fewer resources and support available to those running small businesses.There are many reasons people choose to have their own business being their own boss, working on something they love, being able to set their own hours, or having some control over whom they work with. Yet the reality many small business owners face is far less attractive-financial stress, long working hours and unclear boundaries between work and family life. And all of these factors can have a huge impact on their mental health.Leanne Fawkner is a business owner of an award-winning skin-care range（系列产品）She knows very well the impact that a small business can have on, the mental health of its owner. When her successful business struggled due to the global financial crisis, she suffered a lot mentally. "As business slowed, I was more and more affected, "she says. "I couldn't separate myself from my business. It was the worst experience of my life. I could no longer go to work and was crying all day ?”Fawkner was diagnosed with depression. She had to take several months off work. Fortunately, her husband was able to keep things going while Fawkner was recovering. She saw a counselor （咨询师）for help and took part in a workplace mental health promotion program. This program was designed for small to medium business owners."The stories on the DVD in the program were so helpful. I was crying because I didn't feel so alone. " For Fawkner, small business owners are overlooked. While employees in larger organizations often have access to employee assistance programs, small business owners are struggling on their own.One reason to have one's own business is that one can have more _____.

Mental Illness Hits Small Business Owners HardWhile there is a growing focus on mental health in the workplace, there are fewer resources and support available to those running small businesses.There are many reasons people choose to have their own business being their own boss, working on something they love, being able to set their own hours, or having some control over whom they work with. Yet the reality many small business owners face is far less attractive-financial stress, long working hours and unclear boundaries between work and family life. And all of these factors can have a huge impact on their mental health.Leanne Fawkner is a business owner of an award-winning skin-care range（系列产品）She knows very well the impact that a small business can have on, the mental health of its owner. When her successful business struggled due to the global financial crisis, she suffered a lot mentally. "As business slowed, I was more and more affected, "she says. "I couldn't separate myself from my business. It was the worst experience of my life. I could no longer go to work and was crying all day ?”Fawkner was diagnosed with depression. She had to take several months off work. Fortunately, her husband was able to keep things going while Fawkner was recovering. She saw a counselor （咨询师）for help and took part in a workplace mental health promotion program. This program was designed for small to medium business owners."The stories on the DVD in the program were so helpful. I was crying because I didn't feel so alone. " For Fawkner, small business owners are overlooked. While employees in larger organizations often have access to employee assistance programs, small business owners are struggling on their own.A small business owner usually has ______.

Mental Illness Hits Small Business Owners HardWhile there is a growing focus on mental health in the workplace, there are fewer resources and support available to those running small businesses.There are many reasons people choose to have their own business being their own boss, working on something they love, being able to set their own hours, or having some control over whom they work with. Yet the reality many small business owners face is far less attractive-financial stress, long working hours and unclear boundaries between work and family life. And all of these factors can have a huge impact on their mental health.Leanne Fawkner is a business owner of an award-winning skin-care range（系列产品）She knows very well the impact that a small business can have on, the mental health of its owner. When her successful business struggled due to the global financial crisis, she suffered a lot mentally. "As business slowed, I was more and more affected, "she says. "I couldn't separate myself from my business. It was the worst experience of my life. I could no longer go to work and was crying all day ?”Fawkner was diagnosed with depression. She had to take several months off work. Fortunately, her husband was able to keep things going while Fawkner was recovering. She saw a counselor （咨询师）for help and took part in a workplace mental health promotion program. This program was designed for small to medium business owners."The stories on the DVD in the program were so helpful. I was crying because I didn't feel so alone. " For Fawkner, small business owners are overlooked. While employees in larger organizations often have access to employee assistance programs, small business owners are struggling on their own.Fawkner's business ran into trouble because ______.

Mental Illness Hits Small Business Owners HardWhile there is a growing focus on mental health in the workplace, there are fewer resources and support available to those running small businesses.There are many reasons people choose to have their own business being their own boss, working on something they love, being able to set their own hours, or having some control over whom they work with. Yet the reality many small business owners face is far less attractive-financial stress, long working hours and unclear boundaries between work and family life. And all of these factors can have a huge impact on their mental health.Leanne Fawkner is a business owner of an award-winning skin-care range（系列产品）She knows very well the impact that a small business can have on, the mental health of its owner. When her successful business struggled due to the global financial crisis, she suffered a lot mentally. "As business slowed, I was more and more affected, "she says. "I couldn't separate myself from my business. It was the worst experience of my life. I could no longer go to work and was crying all day ?”Fawkner was diagnosed with depression. She had to take several months off work. Fortunately, her husband was able to keep things going while Fawkner was recovering. She saw a counselor （咨询师）for help and took part in a workplace mental health promotion program. This program was designed for small to medium business owners."The stories on the DVD in the program were so helpful. I was crying because I didn't feel so alone. " For Fawkner, small business owners are overlooked. While employees in larger organizations often have access to employee assistance programs, small business owners are struggling on their own.Fawkner didn't feel so alone because _________.

Mental Illness Hits Small Business Owners HardWhile there is a growing focus on mental health in the workplace, there are fewer resources and support available to those running small businesses.There are many reasons people choose to have their own business being their own boss, working on something they love, being able to set their own hours, or having some control over whom they work with. Yet the reality many small business owners face is far less attractive-financial stress, long working hours and unclear boundaries between work and family life. And all of these factors can have a huge impact on their mental health.Leanne Fawkner is a business owner of an award-winning skin-care range(系列产品). She knows very well the impact that a small business can have on, the mental health of its owner. When her successful business struggled due to the global financial crisis, she suffered a lot mentally. "As business slowed, I was more and more affected, "she says. "I couldn't separate myself from my business. It was the worst experience of my life. I could no longer go to work and was crying all day ?”Fawkner was diagnosed with depression. She had to take several months off work. Fortunately, her husband was able to keep things going while Fawkner was recovering. She saw a counselor (咨询师) for help and took part in a workplace mental health promotion program. This program was designed for small to medium business owners."The stories on the DVD in the program were so helpful. I was crying because I didn't feel so alone. " For Fawkner, small business owners are overlooked. While employees in larger organizations often have access to employee assistance programs, small business owners are struggling on their own. According to Fawkner, small business owners need more ________.

Secrets for a Happier YouSome people are naturally blessed with a cheerful character. They spread warmth and sunshine wherever they go. They attract people like bees to honey. So what is it that makes these people so different from others?①The most important secret to happiness is to be grateful for the good things in your life whatever may be your financial position. Instead of appreciating material wealth, be thankful for the loved ones in your life and enjoy the little pleasures of life that come your way.②The next important secret is to develop relationships. Increasing social contacts helps boost brain power. Therefore, work towards improving your relationships and take time off to get in touch with friends. This will lift some burden off your shoulders, especially when you share your thoughts and feelings. Socializing can give you an added boost to your moods.③Thirdly, do not hold a grudge（怨恨）against anyone. Instead, learn to be kind, generous, and forgiving towards others, even to the person who hurt you. Be sympathetic and understanding, and try not to criticize others. Focus on the positives of a person instead of the negatives, for none of us is born perfect. It will keep your heart and mind free and peaceful.④ Besides, involve yourself in some creative process, " be it dancing, writing or drawing. This can bring out the hidden talent in you to achieve magical happiness. Or pick up new skills and feel the great sense of satisfaction by carrying out certain tasks which you otherwise would never have felt.⑤Finally, follow a daily regular sleep-wake cycle to keep you energetic and happy. Exercise regularly or practice relaxation techniques like deep breathing and yoga（瑜伽）. Ensure you get eight to nine hours of sleep every day and have a well-balanced diet.A. Help people in needB. Have a healthy lifestyleC. Do something creativeD. Better your social relationshipsE. Be thankful for what you haveF. Learn to understand and forgiveParagraph①: _______